I use Raisin to get better interest rates on savings accounts and fixed-term deposits across Europe. Itโs not an โexcitingโ investment, but for parking money safely, it works really well.
The main benefit is convenience โ you open one account and get access to offers from dozens of partner banks. You can compare rates, terms, and everything is managed from a single platform.
The process is smooth, the app is decent, and interest is usually higher than what you'd get from a typical bank in Spain. I also like that the deposits are covered by the national deposit guarantee schemes of each country.
That said, itโs not instant โ opening a new deposit takes a few days, and some banks are slower than others. But overall, itโs a good tool for safe, hands-off returns.
๐ https://www.raisin.es/referral/?raf=5bb4f1dd...
More Raisin reviews